Privacy Policy

Who we are

BantuMoneyT is operated by its founder, Mohammad Coulibaly, based in Abidjan, Côte d’Ivoire. For any privacy question, contact us at privacy@bantumoneyt.online.

Data we collect

• Account details you provide: email address, display name, and (if you use Google sign-in) the basic profile Google shares.
• Financial data you enter: accounts, transactions, budgets, goals, bills, debts, tontines, remittances, shopping lists, and similar entries.
• Optional uploads: receipt images you choose to scan.
• Device tokens if you enable push notifications, so we can deliver reminders to your devices.

How we use your data

• To provide the core app: store your entries and show your dashboards and reports.
• To send the notifications and reminders you turn on.
• To power optional AI features (see below).
• To keep the service secure and debug problems.

We do not sell your personal or financial data.

AI features and how your data is handled

Some optional features use artificial intelligence and process your data in the cloud, not on your device:

• AI Coach: when you ask a question, we build a summary snapshot of your finances (for example totals by category, budgets, and top merchants) and send it, together with your question, to a third-party AI provider to generate a reply.
• Receipt scanning: the receipt image you choose to scan is sent to a third-party AI provider to extract the amount, merchant, and date.

These features run only when you trigger them. The AI provider processes the data to return a result to you. We currently route AI requests through the Lovable AI Gateway, which forwards prompts to upstream model providers (such as Google Gemini and Anthropic Claude) under their respective terms. Inputs sent to AI features are used only to produce your reply and are not used by us to train models.

You can avoid AI processing entirely by not using the Coach or receipt-scanning features.

Who we share data with

• Hosting & database: our backend runs on Supabase, which stores your data on our behalf.
• AI provider(s): only the specific data described above, only when you use an AI feature.
• We may disclose data if required by law, or to protect the rights and safety of our users and the service.

Data storage and security

Traffic between your device and our backend is encrypted in transit (HTTPS/TLS). Every user-owned table enforces row-level access rules so you can only read or write your own rows. Receipt uploads are kept in a private bucket served via short-lived links. See our Security page for more detail. Data is stored on managed infrastructure in the European Union.

Retention and deletion

• You can edit or delete individual entries at any time inside the app.
• To delete your entire account and associated data, contact support@bantumoneyt.online. We will action it within 30 days.

Your rights

Depending on where you live, you may have rights to access, correct, export, or delete your personal data, and to object to certain processing. To exercise these, contact privacy@bantumoneyt.online.

Children

BantuMoneyT is not directed to children under 16, and we do not knowingly collect their data.

Changes

We may update this policy; we will revise the date above and, for material changes, notify you in-app or by email.