Pricing
Every core feature is free. Premium adds AI and automation on top — 2 500 XOF monthly, 24 000 XOF annually (equivalent to 2 000 XOF/month), or 75 000 XOF once for life. No asterisk.
- Unlimited accounts, in any currency you add
- Budgets, bills, debts, savings goals and round-ups
- Household sharing, tontines and family remittances
- Manual transaction entry, plus share-to-add from an SMS
- 10 AI scans a month of receipts or Wave / Orange Money / MoMo screenshots
- The BRVM watchlist
- The AI money coach
- Unlimited receipt & mobile-money screenshot scanning (AI-read amount, merchant, date)
- Reports and spending insights
- Bank reconciliation / import
- Automatic bill & debt logging on their due date
Premium plans
Prices are set and charged in XOF (CFA franc). If your account currency is different, the amount above is indicative — the payment provider charges the XOF price.
What Premium is not
- Not a requirement to use the app for anything above — every free feature stays free for as long as you use BantuMoneyT.
- Not a subscription that auto-adds paid extras: the price above is everything.
- “Autopay” does not move money. On a bill or debt’s due date, BantuMoneyT records it as paid in your ledger automatically — the same as if you had logged it by hand. It never initiates a transfer, and it cannot: the app has no mechanism to move money in or out of any account.
Payment provider
Card and mobile-money payments are processed by Flutterwave. BantuMoneyT never stores your card details.
Cancellation and refunds
Cancel any time from the Premium screen in the app. Your access continues through the end of the period you already paid for — no partial-period refund, and no further charge after cancelling. For a billing problem, contact support@bantumoneyt.online.
No card for the free tier. Upgrade later from inside the app, if you want to.